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Installment Loans
From $300 - $3,000

* with approved credit

Repayment Terms
3 Months - 2 Years

Installment Loan APR
From 6.9% - 29.9%

* with approved credit

All Credit Types Accepted

Apply & Be Approved In One Hour Or Less

At onehourloan.com apply online in less than 5 minutes and be approved in under an hour. An hour can be spent doing a lot of things. You can sit in traffic, watch a primetime show, or grab a drink with friends, but those don’t get you any closer the cash you need today. At One Hour Loan, you can make the most of your 60 minutes by applying for an installment loan that will fund overnight. By applying at onehourloan.com you will be matched to a lender willing to finance you before you spend time filling out a loan application.

When Unexpected Bills Can’t Wait

Emergencies don’t wait to happen until your paycheck arrives. Anything from a flat tire to a busted pipe can demand immediate attention and instant funds. Here at One Hour Loan, we know the importance of getting customers cash right away, so we strive to make the process as simple as possible. Borrowers who have good credit, no credit or even bad credit can be approved for an installment loan if they meet lender income requirements and other criteria. Save time and money today. Let us find a loan for you. Get on the road to recovery in just three steps.


3 Steps Away From $3,000

1. Apply On Your Terms

With our easy-to-use, secure online form, applying for an installment loan doesn’t have to be painful. In just minutes, you can complete and submit your application. No phone calls, no waiting in line, just a few straightforward questions.

This isn’t an experience you have to share with the world: enjoy the privacy of your home and the speed of the Internet with One Hour Loan.


2. 90 Second Pre-Approval Process

Once you’ve applied, you can be approved for your loan in as little as 90 seconds. With on-the-spot approvals, you’ll never have to guess about your status or wait for days for a response. When financial stress is getting you down, all you want is answers in a hurry, so we work every day to make that happen.


3. Cash Direct Deposited Overnight

One Hour Loan’s ability to process an application, find the best lender and connect you to an installment loan is what we pride ourselves on perfecting. You can be wired the money and never have to leave your home.


Financial Safety: the Only Thing That Beats Speed

The online world has created a number of scary situations for users, but we don’t let bad apples creep into our service. It is of the utmost importance that all information on our site stays safe, and we protect customers using the most sophisticated bit-encryption technology and HTTPS protocols. That way, you never have to worry about the security of your information or the privacy of your identity.


APR Information

The annual percentage rates (APRs) on loans provided by our lender network range from: 4.89% to 36.99%

The APR of your loan includes the interest, fees and nominal charges factored into your loan. Typically, lower interest rate loans may have higher amounts and longer repayment periods, and those with higher APRs may be for lower amounts and shorter repayment times. Specific loan terms and interest rates are available only from your lender.

Short-term loans with higher interest should only be used as needed, and are not intended as long-term financial solutions. Short-term loan is "60 days or less". Customers with prolonged credit and financial difficulties should seek professional credit counseling to avoid using high-interest loans more than necessary.

This APR notice is provided pursuant to our terms of service with Google. We are not a lender, and federal or state laws do not require us to provide this notice.


If You Can't Repay Your Loan

If an unforseen circumstance occurs and you can't repay your loan as agreed, your lender may charge you late fees, report your payment history to a credit-reporting agency, or provide an extension or loan renewal option. This may negatively impact your credit score or allow your account to fall into collection. Loan renewals or refinancing options may include additional fees.

Collection Practices: In the event of non-payment, your loan account may be sent to collection agencies. Collection practices vary by lender and will be provided in your loan agreement.

Fees, Interest and other Implications: Missed or late payments may result in additional fees and higher interest rates. Please review the financial implications of late and non-payment carefully with your lender before taking out a loan.

Credit Score Impact: Missed or late payments may be reported to credit bureaus and may negatively affect your credit and lower your credit score. Review your lender's credit reporting policies before signing for your loan.

Loan Renewal Policies: For missed, partial, or late payments, loan renewals and extensions may be offered by your lender. The loan renewals may be automatic, and typically include renewal fees. Renewal restrictions are subject to state laws and your lender's repayment policies.

We are not a lender, and only your loan provider can offer specific repayment options and details if you can't repay your loan on time. You can ask your lender for non-payment implications at any point during the loan process.

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